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The company is also benefiting from a tough cost-cutting programme in which it hopes to save £1bn by the end of this year.From your computer, get a feel for the atmosphere of the resort and experience the effervescence of the slopes live thanks to the webcams installed at various strategic points in Val Thorens : the chairlift at la Moutière, the Caron peak, the Val Thorens Chalet… In home, recent UK weather events have emphasised the importance of insurance." Shares in Direct Line firmed 2p to 263p as it raised its final dividend 5 per cent to 8.4p.A second special dividend of the year, worth 4p, took total dividends to 20.6p.

Paul Geddes, the chief executive of Direct Line, said: "In UK motor, our improved pricing capability and claims management, as well as benefits arising from recent legal reforms, enabled us to reduce average prices for customers by 3 per cent during 2013.You cannot buy a sharpening where the edges are more level.We can also get a smoother finish and do it while removing the least amount of metal necessary.Accidental damage cover can provide you with additional cover for the things that may not be covered in your home insurance policy, such as DIY disasters!Direct Line Home insurance does not include accidental damage cover as standard.

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